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If he wants that farm or was alreadying farming it, he should have used his pocket money, not the plan money. "Farms don't appreciate DRAMATICALLY (at least until they stop being farms)." Hmmm. Iowa farmland reached an average price of $8,716 per acre in 2013. Compare to the year 2000: Average was $1,857 per acre. Up 467% in 13 years. In Adair county, the average price per acre went from $1,189 per acre in 2000 to $6,884 per acre in 2013. Up 579% in 13 years. Not that I've been paying any attention to this. Seems a bit dramatic to me perhaps, but I'm no drama expert.