Leaderboard

The survey seems to have a great deal of information (180 tables) that looks to be useful and pertinent to plan administration/design, plus it's available essentially for free from the non-profit organization, so Lois and I thought it would be fit to post as a message to readers, though it's certainly something that is encouraging people to learn more about the organization (so I completely understand the concern about marketing on the boards, which is of course almost always out of bounds).

Or search real estate in this board. Also you can simply move to it being a bad idea.

I though the IRS guidance on In-plan ROTH rollovers and In-Plan ROTH conversions pretty clearly stated that you could not have those provisions without also allowing on going ROTH deferrals. I'm not sure if that extends to accepting rollovers from outside or merging in assets from a plan that allows ROTH to one that does not (in a corporate transaction scenario in essence creating a frozen from new contributions ROTH source).

Our prototype is clear, no Roth rollovers if Roth contributions are not allowed

I would not bat an eyelash. I say amend!