My husband worked for a company 2 years ago and has a 40% vested balance in said ESOP account. He hasn't been with the employer for 2 years and never go the option to withdraw or rollover the esop balance. I have read that you cannot do anything for 5 years with some places but per their plan document it doesn't state that. I have uploaded their plan summary. if you decide to look at it refer to page 11 and reference employee termination for balances exceeding 5,000 and before retirement age. As I know nothing about these types of accounts any insight would be appreciated.
Summary Plan Description Randy.pdf
