@Brian Gilmore So glad I found this thread as we are approaching open enrollment for 2025. Speaking hypothetically, if my husband and I accidentally enroll in FSA and HSA through our separate plans, and we were not aware of the disqualification rule until we did 2025 taxes (spring 2026), but we used the HSA funds in 2025 (thus there would not be any funds left to do a corrective distribution of by tax time), would we just have to tell our accountant how much was contributed and used in the HSA and he manually adds that to our gross income when we file?
Thank you for your help