I am an Orange County California employee and I plan to retire in 3 years with 25 years of service. I have a defined pension plan where I can retire after a certain number of years of service, at a certain age, with a certain income history and I'm eligible for a lifetime annuity (2.7% of my top 3 earning years times each year of service). I started this job 3 years into marriage (2001) and we divorced 10 years later (2011). My top 3 earning years were long after the divorce.
I remember being told by my attorney that we needed to hire a QDRO attorney but that was never done. I also remember calling the County retirement and being told the divorce had been reported to them and that I would not be able to collect my pension until the QDRO was complete.
I have read online that my ex may not be entitled to any portion of my pension if I remarry, or if I remarry before I retire, or if I retire before the QDRO is complete. I'll be engaged next month and I do plan on remarrying before I retire. Can anyone please confirm any of this for me, is it true, and that simple?
If not true or that simple, can someone please explain what I can expect or should do in this situation (never did a QDRO, it's been 14 years since the divorce, and I plan to remarry)? She will not need any portion of my pension as she has done very well for herself these past 14 years, 17 years when I retire, and I will need it all. She has not remarried, if that matters.
Thank you