hi - had an HSA account with ~$3k. employer changed providers. looks like employer opened FSA not HSA. i never rec'd cards, didn't realize this. i've been paying med exp and saving receipts. saw today that the 'old' HSA ~$3k balance is not reflected in the FSA account. i have an HSA medical plan, is this a rectifiable error that will restore my prior HSA $3k, plus last years payroll deposits? or, is all the money gone because they started an FSA in error instead of an HSA? thanks. also, if employer HR is not helpful, do i have any recourse?