artp

Thanks for the replies. George Burns, We are a small conservative Lutheran congregation in St. Louis and members of the Church of The Lutheran Confession headquartered in Eau Claire WI. I like your idea. I assume MERP stands for medical expense reimbursement plan? We are located in St. Louis, MO. Would you have any attorney contacts that you could recommend to us? Thanks again, Art

Thanks Swensen for the information. artp

We are looking for a plan to help our pastor with deductibles, copays, and other out-of-pocket medical, dental, and vision costs that are not covered under a group plan (family coverage) that his wife has with her employer. We need to do this on a tax-free basis. He is the only employee of the church. We are a very small congregation and money is very tight. The Health FSA limit of $2500 would probably be sufficient, but the main problem is having to make a dollar commitment each year in advance and not knowing how much will really be needed.The HRA would be more flexible, but the real problem with either plan is admin cost if we go through a TPA. Is there an inexpensive option for us? Art