I'm dealing with a retiree health veba that's fully insured. There is a separate insurer for medical and prescription drug. Both the medical insurer and prescription insurer provide SPDs to the participants. What information is the veba obligated to include in its own spd? The TPA has prepared a SPD that essentially copies and pastes information from the insurers about coverage levels into the SPD. It seems odd to me for the veba to recycle the insurer's information in this manner. Should I be okay with this?
