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Larry - thank you for your reply. To explain a bit further the delay in getting this done as really just for the most part stupidity and negligence on our part in following up on the matter and providing the QDRO firm the info they were requesting in a timely manner. So our delaying made this the challenge. Not the Qdro form but now it is indeed a mess. i like you suggestion of the IRA route. Would the Master/Judge have to okay that first? I imagined that would be the process in order to protect everyone.

Thank you for your reply. I was wondering if we could go back to the court/Master/Judge and ask that the need for the Qdro be removed and that a mutually agreed upon lump sum might suffice. Money here is small but the info gathering process appears as if it is going to be a pain.

Hello - our divorce settlement has language on need for a Qdro. The marriage was only about three years and the sum of money is relatively small ( less then 25k) and it is simply in regard to a 401k nothing else. We paid $2k for the Qdro to get done but for a variety of reasons we find ourselves 5 years later with a difficult record garnering issues to complete the Qdro. Can my ex and I, as mutual agreeable parties, ask for the Qdro to me removed if we can agree upon a lump sum. My ex is getting married and that is the reasons both figure we should do something to just finalize it. Qdro attorney says it is not the easy for all usual reasons why we should have just taken care of this originally (jobs have changed, plans are different, loans, etc) we live in PA. Hoping we can just go to Master and ask for a lump some? Thoughts?