Great discussions--have a question for @Carol V. Calhoun
For a governmental pick-up plan, would the employer/government be able to pickup any catch-up contributions? Specifically, say if there is a 401(a) government defined contribution plan, would the employer be able to pick up contributions over the $55,000 annual combined limit to $61,000 ($6,000 in catch-up contributions)?
Thanks very much in advance for your thoughts.