James

I’ve been working more and more with combination cash balance / 401k plans, and have been looking to gain additional knowledge of 401k plans in general. Are the QPA, QPC, QPK designations worth obtaining for a retirement FSA or would just familiarizing myself with the various rules and regulations be good enough ?

The participant commenced while an employee in 1998, terminated in 2008. Increases each year were included through 2004 to account for additional benefit accruals, but I don't see why benefit increases were stopped after 2004 when additional benefits were earned.

A participant was working while they attained age 70.5 back in 1998. They continued to work through 2008. Each year, through 2004, the benefit was increased to reflect additional accruals. After 2004, there were no increases. We're trying to figure out if the benefit should have been increased after 2004 through termination. I seem to recall a test or rules of some sort for people working past 70.5 and receiving their benefit, something like comparing the present value of the benefit as if it was always being made to the accumulated value of benefits already paid, and if the difference was greater than you increase, otherwise you don't. But, I can't seem to find this anywhere. Does anyone recall this? Thanks,

Is there a reasonable time frame you can allow for a plan sponsor to pay out a lump sum after a temporary window has expired? Let’s say someone claims their packet was lost and they had to resend, does a sponsor have to honor the payment, say within 30 days, 60 days, etc?