cn

I am in same situation but slightly different than Rick S. I will be turning 65 in October, and anticipating to sign up for medicare part A only since my employer will still provide medical insurance for me and my wife for entire year. but they will be ending my eligibility to contribute to HSA on 3/31/2020( 6 months before my birthday month) Can I still participate in HSA on behalf of my wife (will be 65 in 2021)? she does not have a separate medical insurance ? Is there any way I can pay for entire year withing 3 moths of my eligibility? Thanks for your advise and help in advance, Regards, Cn Diva