Very new here and need clarification: for a plan to fully qualify under 125 must an employer offer an alternative to taking the employer sponsored health plan(s)? Example: Employer requires all F/T employees (no exceptions for F/T employees) to participate in sponsored health care plan(s) (employer/employee share plan cost). I'm confused on whether there has to be an alternate choice for the employee (there are different plan choices - Kaiser/Blue Shield/Etc.) such as pay into health plan OR cash-in-lieu/some other taxable benefit? Thank you for any help!
