I just got a letter from the IRS. My situation is slightly different. I opened the account in 2015, and apparently filed the 5500 for 15, 16 and 17. But 18 was missing. Paychex told me they didn't generate one due to the amount in the account. I asked them to send me a form 5500 for 2018, and they sent it to me. they had to generate it. I had intended to close it, but was not given any specific guidance on what to do. There was only $62 in the account at that time. We have no employees, just family owned business. My husband, my self and our two boys. So, basically we set it up, but didn't fund it. I may have taken a salary for a short period of time which is why there was a little bit in there, but then dropped doing even that. My husband passed away this year. He was the majority owner beginning 2018. I had a person from the IRS tell me just to send in a reply that says I was not required to file due to the balance, and not to send in the 5500. He said to wait until 2021 to send in the final. Paychex said since they closed it in 2018, that I can't send in a final with a different date. What do I do?
