I was legally separated from my spouse in 2009. We agreed on our legal separation (filed in court) to split all retirement 50/50. The value of my 401k/IRA was worth about the same as his Municipal pension + IRA at that time. The intent was that he got 50% of my 401k/IRA and I got 50% of his Pension. We never got or filed a QDRO.
Fast forward to last year. He could start collecting his Municipal pension. Since no QDRO was ever filed we filled out the paperwork together. I signed off on him getting his full Pension during his lifetime and I get 50% after his death. He signed off his rights as beneficiary on my 401k/IRA & Pension (all of the Pension was earned after 2009) and I sent that in and it was approved.
Do we / should we still get a QDRO or is the the paperwork we sent in to his Municipal pension plan and my 401k/Pension plan enough?
