Zach

So I checked and it is $4,750 annually. We are a small firm, there is no way we could afford that just for a rate.

Anyone think the SOA would have guidance? Or FAS board? I would think they would want a non-proprietary rate that is readily available for us to use.

Thanks, yes, running into the same thing myself. That is also the only rate I need. I have a call into them to see how much a subscription would be, I would think there are clauses against posting the rates here afterwards anyway. It's hard to tell a client "trust me, that's the rate" if they don't have access to the rate and can't find it anywhere else.

Data as of Wednesday, July 31, 2024 Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 5.04 5.04 Aa 5.46 5.14 5.30 A 5.57 5.34 5.46 Baa 5.77 5.77 5.77 Avg 5.60 5.32 5.46 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 3.22 Medium-Term (5-10 yrs) 3.45 Long-Term (10+ yrs) 4.11

Data as of Thursday, June 27, 2024 (will be out of town next week) Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 5.14 5.14 Aa 5.54 5.23 5.39 A 5.64 5.40 5.52 Baa 5.87 5.81 5.84 Avg 5.68 5.40 5.54 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 3.51 Medium-Term (5-10 yrs) 3.70 Long-Term (10+ yrs) 4.23

Data as of Friday, May 31, 2024 Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 5.30 5.30 Aa 5.65 5.32 5.49 A 5.77 5.53 5.65 Baa 6.00 5.94 5.97 Avg 5.81 5.52 5.67 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 3.68 Medium-Term (5-10 yrs) 3.90 Long-Term (10+ yrs) 4.45

Data as of Tuesday, April 30, 2024 Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 5.41 5.41 Aa 5.79 5.44 5.62 A 5.92 5.66 5.79 Baa 6.14 6.11 6.13 Avg 5.95 5.66 5.81 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 3.86 Medium-Term (5-10 yrs) 4.08 Long-Term (10+ yrs) 4.61

Data as of Thursday, March 28, 2024 Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 4.97 4.97 Aa 5.38 5.03 5.21 A 5.50 5.24 5.37 Baa 5.72 5.67 5.70 Avg 5.53 5.23 5.38 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 3.60 Medium-Term (5-10 yrs) 3.27 Long-Term (10+ yrs) 4.14

Data as of Thursday, February 29, 2024 Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 5.05 5.05 Aa 5.44 5.14 5.29 A 5.59 5.32 5.46 Baa 5.82 5.78 5.80 Avg 5.62 5.32 5.47 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 3.64 Medium-Term (5-10 yrs) 3.33 Long-Term (10+ yrs) 4.22

Data as of Wednesday, January 31, 2024 Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 4.86 4.86 Aa 5.26 4.86 5.06 A 5.40 5.10 5.25 Baa 5.64 5.55 5.60 Avg 5.43 5.09 5.26 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 3.30 Medium-Term (5-10 yrs) 3.17 Long-Term (10+ yrs) 4.01

Data as of Friday, December 29, 2023 Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 4.65 4.65 Aa 5.14 4.68 4.91 A 5.28 4.93 5.11 Baa 5.54 5.43 5.49 Avg 5.32 4.92 5.12 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 3.14 Medium-Term (5-10 yrs) 3.15 Long-Term (10+ yrs) 3.86

Data as of Thursday, November 30, 2023 Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 5.01 5.01 Aa 5.68 5.18 5.43 A 5.83 5.43 5.63 Baa 6.07 6.00 6.04 Avg 5.86 5.41 5.64 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 3.61 Medium-Term (5-10 yrs) 3.63 Long-Term (10+ yrs) 4.43

Data as of Tuesday, October 31, 2023 Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 5.72 5.72 Aa 6.31 5.87 6.09 A 6.44 6.13 6.29 Baa 6.71 6.75 6.73 Avg 6.49 6.12 6.31 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 4.01 Medium-Term (5-10 yrs) 4.20 Long-Term (10+ yrs) 4.95

Data as of Friday, September 29, 2023 Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 5.36 5.36 Aa 5.94 5.49 5.72 A 6.08 5.75 5.92 Baa 6.36 6.38 6.37 Avg 6.13 5.75 5.94 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 3.88 Medium-Term (5-10 yrs) 3.98 Long-Term (10+ yrs) 4.63

Data as of Thursday, August 31, 2023 Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 4.85 4.85 Aa 5.48 5.06 5.27 A 5.63 5.28 5.46 Baa 5.91 5.92 5.92 Avg 5.67 5.28 5.48 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 3.58 Medium-Term (5-10 yrs) 3.60 Long-Term (10+ yrs) 4.09

Data as of Monday, July 31, 2023 Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 4.66 4.66 Aa 5.30 4.84 5.07 A 5.43 5.10 5.27 Baa 5.74 5.74 5.74 Avg 5.49 5.09 5.29 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 3.50 Medium-Term (5-10 yrs) 3.56 Long-Term (10+ yrs) 3.91

Data as of Thursday, June 29, 2023 (Out of town next week) Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 4.67 4.67 Aa 5.32 4.88 5.10 A 5.43 5.10 5.27 Baa 5.76 5.78 5.77 Avg 5.50 5.11 5.31 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 3.50 Medium-Term (5-10 yrs) 3.53 Long-Term (10+ yrs) 3.81

Data as of Wednesday, May 31, 2023 Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 4.67 4.67 Aa 5.27 4.85 5.06 A 5.38 5.13 5.26 Baa 5.76 5.83 5.80 Avg 5.47 5.12 5.30 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 3.09 Medium-Term (5-10 yrs) 3.21 Long-Term (10+ yrs) 3.69

Data as of Friday, April 28, 2023 Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 4.45 4.45 Aa 4.95 4.59 4.77 A 5.11 4.87 4.99 Baa 5.45 5.59 5.52 Avg 5.17 4.88 5.03 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 2.78 Medium-Term (5-10 yrs) 2.97 Long-Term (10+ yrs) 3.48

Data as of Friday, March 31, 2023 Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 4.38 4.38 Aa 5.13 4.48 4.81 A 5.26 4.95 5.11 Baa 5.56 5.61 5.59 Avg 5.32 4.86 5.09 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 3.02 Medium-Term (5-10 yrs) 2.80 Long-Term (10+ yrs) 3.51

Data as of Tuesday, February 28, 2023 Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 4.76 4.76 Aa 5.35 4.76 5.06 A 5.50 5.25 5.38 Baa 5.75 5.88 5.82 Avg 5.53 5.16 5.35 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 3.56 Medium-Term (5-10 yrs) 3.27 Long-Term (10+ yrs) 3.85

Data as of Tuesday, January 31, 2023 Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 4.41 4.41 Aa 4.94 4.39 4.67 A 5.14 4.84 4.99 Baa 5.40 5.43 5.42 Avg 5.16 4.77 4.97 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 3.19 Medium-Term (5-10 yrs) 2.88 Long-Term (10+ yrs) 3.51

Data as of Friday, December 30, 2022 Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 4.70 4.70 Aa 5.29 4.79 5.04 A 5.53 5.23 5.38 Baa 5.83 5.90 5.87 Avg 5.55 5.16 5.36 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 3.53 Medium-Term (5-10 yrs) 3.09 Long-Term (10+ yrs) 3.83

Data as of Thursday, November 30, 2022 Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 4.66 4.66 Aa 5.31 4.66 4.99 A 5.52 5.16 5.34 Baa 5.81 5.84 5.83 Avg 5.55 5.08 5.32 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 3.41 Medium-Term (5-10 yrs) 2.93 Long-Term (10+ yrs) 3.74

Data as of Monday, October 31, 2022 Moody's Daily Long-term Corporate Bond Yield Averages Utilities Industrial Corporate Aaa NA 5.18 5.18 Aa 5.82 5.28 5.55 A 6.03 5.70 5.87 Baa 6.34 6.42 6.38 Avg 6.06 5.65 5.86 Moody's Daily Treasury Yield Averages Short-Term (3-5 yrs) 4.36 Medium-Term (5-10 yrs) 4.24 Long-Term (10+ yrs) 4.40