I was expecting some of that comment I suppose. I asked the question obviously for personal reasons. I divorced several years ago for reasons not personal with my marriage. We still live together and celebrate our anniversary every year. When it comes time to retire I want to ensure my spouse (not spouse ?) is given the benefits she has earned and deserves for the 30years we have spent together. Our divorce was a necessary requirement for other reasons that personally I felt were absurd.
we did it the cheapest way possible with no qdro. I told her if I died to pretend the divorce never happened and submit the death certificate and marriage certificate to the plan administration. Now I’m coming up on eligibility to retire. I want to choose the 100% pop up option so she is taken care of in the future after my demise.
fraudulent? Morally It’s the right thing to do in my opinion. I suppose we can remarry but then it complicates the other issue that we divorced for in the first place.
thanks for the answer.