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  1. Our ESOP plan document and the federal guidelines on payment to an alternate payee are the same. We received a DRO which became a QDRO. Payment to the alternate payee per federal law in this particular QDRO will be in 5 years. We have in the past QDROs segregated alternate payee's funds to a third party and paid funds to the alternate payee per the QDRO federal rules. We believe federal law allows for early payment if we choose.. We do not necessary want to set a precedent and allow alternate payee to access funds early. We want to follow our past practice of following federal law on payment to an alternate payee. In this case we believe the alternate payee could use the funds early. If we decide to pay the alternate payee early which federal law allows, can we: (1). negotiate a 'discount' on the funds the alternate payee will receive; (2). does this set precedent for a future QDROs Thanks
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