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Found 2 results

  1. Can my employer pay more for a co-workers health insurance, who is married, than for my health insurance as a single person? My employer pays 100% of my health insurance, but they also pay 100% of my co-workers' family health insurance policy (which covers my co-worker, his spouse and his children). We have the same job, with the same job title and responsibilities. But I believe that since family policies are likely 3-5 times more expensive than a single policy my co-worker is receiving a larger dollar benefit based on the cost of his family policy vs my single policy. Is this legal, or is it a discriminatory benefits policy based on marital or family status and not a bona fide job-related classification?
  2. A U.S. 401(k) participant is married to someone who resides in India. Originally when she filled out the 401(k) beneficiary form she left the money to someone else. Once she was told that she had to get spousal consent to leave him off, she filed a new beneficiary form with the same beneficiary designating herself as single. What are the ramifications of this to the plan sponsor?
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