Search the Community

Must the Plan Administrator provide a copy of the Plan Document (incl Amendments) if a Participant (Active or Terminated) submits a written request for it? And if so, may they charge a reasonable amount for it? It is understood the Plan Administrator must make the Plan Document along with any Amendments available for inspection at the place of business. It is also understood the Plan Administrator must provide copies upon written request of the most recent SPD+SMMs, 5500, and the Trust Agreement if requested. In this instance, the Participant (actually terminated) wants a copy of the Plan Document. The Participant has the most recent SPD/SMM, therefore it is my understanding the Plan Administrator may charge a "reasonable" fee if the Participant should request an additional copy of the SPD/SMM (maximum $0.25 per page, as set forth in DOL Reg Sec 2520.104b-30). Thank you.