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  1. pixmax
    I am proposing on a plan with St. Thomas Employees. The client is a control group with 1 Company in the US and 2 companies in St. Thomas. They have a 401(k)/SHBM plan and have allowed the St. Thomas employees to adopt the plan. In order to receive certain tax deductions the client must provide a Contribution to the St. Thomas employees and would treat this as a PS contribution. My thought is to separate the plans as long as coverage tests pass as the owner wants to max out his contribution. Any thoughts? Has anyone worked on a plan with St. Thomas employees?
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