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LTD off set of SSA benifits


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Guest shambley
Posted

Many LTD insurance companies have provisions to take an offset (if that is the correct term) of SSA benefits received by the benificary. (I have other questions on this but will save them of later.) This is usually covered by some boilerplate in the contract.

Some LTDs are claiming credit for SSA benefits paid to the minor children of the beneficiary. (It matters not that the children may not live with the beneficiary)

Regards

Dallas

  • 1 year later...
Guest ray garrity
Posted

I want to know about medical leave benifits.

Posted

Was there a question you were asking? Most LTD insurers do offset for Social Security Benefits and have both Primary and Family Integration. I don't see how the insurance carrier could offset for SS benefits if the employee and spouse are divorced with the child residing with the other parent. In the case of a separation, it may very well be that they can. If you want to ask some further questions, I can try and help you out.

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