Lump Sums from disability insurance Exempt from Creditors?

[Guest lindy]

It is my understanding per a 9th Circuit Court Opinion that if a lump sum was received (ERISA or NOT) it is considered Exempt from levy (or exempt from creditors). That is only on disability benefits received. I believe it is Standard Ins. co. v Saklad in 1997. Basically it states that in almost all states that disability benefits are exempt from levy. Does anyone know much about this? I also understand that it can refer to the "offset" or "setoff" of SSDI benefits too. In otherwords, they can't take them out..

Any thoughts would be of great help and interest. Thanks.