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Premiums for Long Term Care Reimburseable Under a FSA


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Are premiums for Long Term Care reimburseable under a Health FSA? The employer does not offer the LTC plan but an employee wants to have his family's premium on an individual LTC policy reimbursed through the FSA the employer offers. Is this permissable?

Posted

Deacon,

Insurance premiums of any kind are not eligible for reimbursement under a health FSA account. Long term care insurance is not available on a pre-tax basis through a Section 125 plan.

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