Outside Insurance Premium

[Guest keithjack]

I know that you cannot use pre-tax dollars in a cafeteria plan to purchase other insurance that is offerred by a spouses employer. However, can you use pre-tax dollars to purchase an individual insurance policy.

[mroberts]

Not unless it is offered through the employer. There are a number of carriers that offer individual type plans at the employer's request.

[SLuskin]

Actually, if the plan document provides for a separate reimbursement account for private individual health insurance premiums, you can pretax those premiums.