Is a multiple employer plan the solution?

[Fred Payne]

I regularly encounter a group of doctors who "share" employees--all of whom work full-time. One common scenario is that each doctor separately W-2s the employees for the respective time the employee directly works for that doc. The other scenario is that one doc W-2s each employee for 100% of their comp and then the other docs reimburse that Employing doc for their respective cost of wages and benefits. This creates some issues over eligibility and testing when each of the docs have different plans (or when not all docs have a plan).

How are practitioners handling this? Is there a cost-effective way to access a multiple-employer plan?