Guest JFBEARB Posted May 21, 2002 Posted May 21, 2002 We have a cafeteria plan for 6 emergency room doctors. One of the doctors has terminated employment. He has inquired about paying his premium for 2 months out of pocket (since he will not have a paycheck). I understand they are exempt from offering COBRA. Provided the insurance company will allow this, do you know of any reason why this should not be allowed.
mroberts Posted May 21, 2002 Posted May 21, 2002 If the company is exempt from COBRA it really depends on what the policy states. Most policies will only allow for an employee to continue coverage until the end of the month after termination. Is there a provision in the policy that indicates the employee can convert the coverage?
SLuskin Posted May 21, 2002 Posted May 21, 2002 Some states have insurance continuation coverage regulations. In Florida, it is called Florida Mini-Cobra. Employers with 3 employees through 19 employees are covered by this. The "premium" that is charged is 15% instead of the 2%. So, this doc might have some state continuation rights.
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