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Posted

Does New Jersey still tax salary reduction contributions to cafeteria plans?

If yes, do you have a cite to the law or regs?

Thank you.

Posted

Technical Bulletin from NJ tax website, http://www.state.nj.us/treasury/taxation/p...ubs/tb/tb39.pdf

Might be other information on that site.

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

Posted

NJ also taxes employee contributions to SEPS, SIMPLE IRAs, 457, 403(B) plans and the federal thrift plan since only 401(k) elections are exempt from taxation. (According to the IRS the Federal thrift plan is the 401(k) plan for federal employees.) I presume employee contributions to a nonqualified dc plan of a profit making employer would also be taxable. See NJ 1040 instructions, P 19. I am not sure if there is a definitive statement of taxation in the NJ tax law-- its just an interpretation.

mjb

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