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Guest Kimberly Flett
Posted

What is the best guidance for Welfare Plans? ERISA Section 3(1)? In general, what is the major difference between a Welfare Benfit Plan and a Premium-only Cafeteria Plan? (I'm clear on the 5500 filing requirements). Is it that pre-tax withholdings on part of the employee comprise the POP funding?

Posted

A POP is simply a basic 125 plan which allows employee contributions to qualified benefits to be handled pre-tax. It is just a funding mechanism for the underlying welfare plans.

Guest Kimberly Flett
Posted

thanks no wonder I was confused.

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