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pre-tax to after-tax


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Guest Wislndixie
Posted

An employer has an employee that opted out of their POP 125 plan. Unfortunately, when the employee was entered into the payroll, they were entered as "pre-tax" instead of "after-tax". They've discovered their error at the end of the plan year. If the employee raises a stink about this, how can the employer correct their mistake? We're talking about $400 of insurnace premium..

Posted

Aren't we just talking about the tax withholding on $400?

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

Posted

Since they were entered as "pre-tax" it was really to the employee's advantage since less taxes were withheld. I'd have a conversation with the employee, tell them what happened, and correct the election for the new plan year.

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