5500 Filing For Plan using a VEBA

[Guest akwallace]

An employer offers a self-funded POS plan, plus 38 fully insured HMOs, all funded through a VEBA.

When filing the 5500, does a Schedule A need to be completed for each HMO, or does the VEBA audit and Schedule H being completed exempt the employer from all of the Schedule As?

[Ron Snyder]

I know of no exemption from the Schedule A requirement for plans that are either audited or file a Schedule H. Many plans do both and still have to file Schedule As.

If avoiding the Schedule As were the goal, they shouldn't have included 38 health plans in the VEBA, they should have adopted them outside the VEBA.