SSI offset for Childs Benefit

[Guest cbn15]

Is there any litigation history challenging the SSI offset to a group disability policy for the amount received for a child ?(disability based upon the employee). Where overpayment, or ongoing benefits, are in the strictest sense paid to the child, not to the employee for his/her personal benefit, can an insurer reduce the employee's benefit? I'm referring to the child's benefit only. SSI requires accounting for the use of those funds for the child. Do these two things conflict?