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Posted

If I read the older messages correctly that the social security and medicare taxes are applied to compensation after the deferrals to pay premiums in a Section 125 Premium Only Plan, then would this order of payroll occurances be correct? Or is my original assumption not a correction one?

Gross Pay

Less deferrals/contributions to section 125 POP plan

FICA/FUTA Pay

Less FICA/FUTA

Less 401(k) deferral (based on FICA/FUTA Pay)

Net Taxable Pay

Less taxes

Less loan repayments (based on Taxable Pay)

Net Pay

Posted

The only problem I see, if I understand correctly, is that you are listing the 401k deferral as based on the FICA/FUTA pay, instead of the gross pay. That could be correct under your 401k plan document, but it just seems odd to me.

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