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Dropping health & dental coverage?


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Guest kerryb
Posted

We have a question concerning an employee who wants to drop health & dental coverage outside of open enrollment (the plans are offered through a 125 Plan), without an apparent "qualifying event". The stated reason is that the health & dental premiums being charged are more than the employee can afford given a defacto (but not "legal") separation of the couple. The employee would then apply for medical assistance. Can the employee drop coverage? Thanks!

kerryb@waushosp.org

Guest JerseyGirl
Posted

I would think that only if the seperation was *legal* would that one fly-- also, wouldn't even a legal seperation only allow for the dropping of the other half of the couple? Opting-out entirely doesn't seem to be *consistant with...*

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