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Sub-S owners 125 alternatives


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Guest jim williams
Posted

Does anyone know of any alternatives for a more than 2% Sub-S owner to pay unreimbursed medical expenses pre-tax other than under a Sec 125 plan?

Guest taylorjeff
Posted

A fully insured (sec. 105) executive reimbursement plan comes to mind.

Guest JerseyGirl
Posted

I'm not connected in any way with the company, and since we don't sell insurance, I thought it would not be considered a *sales pitch* to mention Exec-U-Care. It is billed as *Medical Reimbursement Insurance*. They have a website, www.exec-u-care.com , which I'm sure will be alot more enlightening than I can be, but my understanding is that it provides benefits similar to the Medical portion of a 125 plan to the guys at the top who are not permitted to participate due to ownership or level of compensation.

Posted

When you contact them, it would be good to get the full opinion letter that they claim as legal support and not the summary. Also try to get an explanation of why they no longer use the original KPMG opinion Letter. Did KPMG withdraw their position?? But most of all get a legal opinion on the Opinion Letter.

You might also want to look at PLR 200007025 regarding plans for 2% shareholders.

George D. Burns

Cost Reduction Strategies

Burns and Associates, Inc

www.costreductionstrategies.com(under construction)

www.employeebenefitsstrategies.com(under construction)

Guest jim williams
Posted

What about these new Health Savings Accounts that went into effect on 1/1/04?

A viable option for a Sub-s shareholder?

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