Health & Welfare 5500 Filings

[Guest carmjoe]

Can someone confirm that an employer with union employees covered under a union-sponsored health plan doesn't have to file a 5500 for that plan? I assume it would be the responsibility of the Union since they are the plan administrator.

Is this correct?

[Guest b2kates]

I believe that it is the responsibilty of the Plan Administrator (defined term) to sign and file the 5500.

[Lori Friedman]

You're describing a multiemployer plan that is maintained pursuant to collective bargaining agreements. Under DOL Reg. Sec. 2510.3-37, just one Form 5500 is filed for each multiemployer plan, and the contracting employers do not file individually. The employers don't sponsor a multiemployer plan; instead, the plan is sponsored by its own Board of Trustees.