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We have received a QMCSO. It follows the model notice provided for in the regulations under ERISA 609. My only question is as of what date do we enroll the dependent child? Just with the next payroll? Or do we do it retroactive to the date of the notice (is that even permissible?) I have looked and even under the model in the regulations, there is no space to specify when coverage is to begin, so I assume coverage begins as of the earliest time we can enroll the dependent, is this correct? Any guidance/help will be greatly appreciated!!

Thank you

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