Guest lschaab Posted October 25, 2004 Posted October 25, 2004 Can an employer charge an employee more premium (pre-tax) if the employee's spouse has access to other health care coverage (through their employer, for example) and the spouse chooses NOT to enroll in their employers health plan? I have seen this practice before, where one employer will require an employee's spouse drop p/u other coverage if it is available, however, I am concerned about the excess premium and discrimination as to 'access'.....
david rigby Posted October 25, 2004 Posted October 25, 2004 Yes. I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.
Guest lschaab Posted October 25, 2004 Posted October 25, 2004 Why wouldn't this be discriminatory as to contributions??
GBurns Posted October 25, 2004 Posted October 25, 2004 The contribution "charge" applies to all employees with similar situations. The employer could also deny such coverage or make the spouse's employer's coverage be primary, which would have the same effect. George D. Burns Cost Reduction Strategies Burns and Associates, Inc www.costreductionstrategies.com(under construction) www.employeebenefitsstrategies.com(under construction)
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