Change in Cost or Coverage?

[jsb]

Employee is promoted. Changes from one union affiliation to another. Original union provided 100% reimbursement of family health premium. New union provides 80% reimbursement, resulting in employee cost of approx. $180 per month for same plan. Employee wants to drop dependent coverage because of the new out-of-pocket cost. (Dependent has long-standing other coverage in place.) No change in plan eligibility has occurred, just employer reimbursement.

Would you permit employee to drop dependent due to "significant change in cost"?

[GBurns]

Yes.

You might want to walk it through www.changeofstatus.com to see the result using their logic.