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Does Change in Status Due to Spouse's Enrollment in Medicare Permit the Employee's HCRA Changes?


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Guest ptpnthr
Posted

Does Change in Status Due to Spouse's Enrollment in Medicare Permit the Employee's HCRA Changes?

Or does it only permit changes to premiums for medical insurance, e.g., from family to single?

Posted

According to http://www.changeofstatus.com/ a decrease would be allowed.

And here's the full reg:

(e) Entitlement to Medicare or Medicaid. If an employee, spouse, or dependent who is enrolled in an accident or health plan of the employer becomes entitled to coverage (i.e., becomes enrolled) under Part A or Part B of Title XVIII of the Social Security Act (Medicare) (Public Law 89-97 (79 Stat. 291)) or Title XIX of the Social Security Act (Medicaid) (Public Law 89-97 (79 Stat. 343)), other than coverage consisting solely of benefits under section 1928 of the Social Security Act (the program for distribution of pediatric vaccines), a cafeteria plan may permit the employee to make a prospective election change to cancel or reduce coverage of that employee, spouse, or dependent under the accident or health plan. In addition, if an employee, spouse, or dependent who has been entitled to such coverage under Medicare or Medicaid loses eligibility for such coverage, the cafeteria plan may permit the employee to make a prospective election to commence or increase coverage of that employee, spouse, or dependent under the accident or health plan

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