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Is an accountants report always needed for large plans?


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Posted

I have a collectively bargained plan with about 150 participants. Is an accountant's report still needed to be filed with Form 5500? I would assume yes, but I have an accountant who is saying no.

Posted

What kind of plan is this?

See 5500 instructions and forms here: http://www.dol.gov/ebsa/5500main.html

See the "What to File" section beginning on page 7. Note the "Caution" items in this section.

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

Posted

Thanks Pax. This is a pretty straight forward union 401(k) with ind accts, all with 1 fund family, and it does not appear that any of the exceptions to filing the accountants report apply. I'm going to check back with the cpa. Sometimes I think "read the instructions" should be named honorary moderator of all of the boards at benfitslink :)

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