Which investment vehicle might be appropriate for my situation?

[Guest doyouknow?]

I might possibly qualify for a Medicare Savings Program through my state (CT) which could save me about $2K for the year. There is an income limit but no assets limit. The problem is that in addition to my SSDI income, I also have to claim my interest (on a CD) and dividends (from mutual funds) earned as part of my income and this puts me just over the allowed income limit. My specific question; Is there somewhere I can put my money (for the next calendar year) where it will grow, but not yield interest and dividends annually? I realize that growth stocks fit the bill, but I’m conservative and inexperienced in investing. I currently only have about 5% of my savings in Apple stock. I don’t know if it’s wise to put more money into just individual growth stocks. Do I have any other choices, given this specific situation?

p.s. I am 38 yrs. old