Caferteria Plan Non-Discrimination Testing

[Guest Heather Sachs]

I was wondering if anyone had any good references of places that train TPA's how to run the required Non-Discrimination Testing on Cafeteria Plans more easily? The process seems almost unbearable, to have to do them 3 times per year atleast for each client is extremely tedious and frustrating. Is there anyone that can help eliviate some of the confusion surrounding these tests ?

[Guest Kristine]

I would love to know what you find out! I am concerned and bewildered as well about running them 3 times per year.

[jmor99]

Question: Do you work for a TPA that charges for anti-discrimination testing? If so, then there is not much hope for your situation. The "difficulty" of running the anti-disc tests helps justify and keep revenue coming in. In fact, the tests are simple arithmetic. Most of the real work is done by the employer accumulating and sorting the data. In which case, why not train the employer on how to do them?

In addition, I can't see the reason for running the tests more than once a year for groups with 50 or more employees (naturally, there could be exceptions). If a group has been passing the tests by huge margins, it is senseless to "make work". Unless, of course, you're charging.