Welfare Benefit Plan Document

[jala]

Client has welfare benefit plans. Employer pays premiums (no cafeteria arrangement).

Each welfare benefit plan has over 100 participants.

I am looking for a "Wrap Document" in order to cover these welfare benefit plans and file only 1 Form 5500.

I can only find a cafeteria plan document, which refers to pre-tax arrangements.

Our current document provider offers retirement plan and cafeteria plan documents only.

Rather than editing a cafeteria plan document to eliminate and/or insert certain language, I was hoping someone could refer me to a document provider that offers a "Wrap Document" or perhaps is aware of a model that I could use.

Appreciate any help and guidance. Thank You

[Jacmo]

I don't think you would want to even consider editing a 125 plan document to meet what you want to do.

ERISA documents are fairly unique to each employer. As such, you will probably want to hire a legal firm specialising in ERISA or employee benefits. Some TPAs provide this service also.

[jala]

I don't think you would want to even consider editing a 125 plan document to meet what you want to do.

ERISA documents are fairly unique to each employer. As such, you will probably want to hire a legal firm specialising in ERISA or employee benefits. Some TPAs provide this service also.

Thank you.

[Guest taxesquire]

I don't think you would want to even consider editing a 125 plan document to meet what you want to do.

ERISA documents are fairly unique to each employer. As such, you will probably want to hire a legal firm specialising in ERISA or employee benefits. Some TPAs provide this service also.

I'd be willing to edit a 125 plan, but I'm an attorney so take that for what it's worth!!!

Nevertheless, the wrap document (or, rather, the underlying benefits) are subject to ERISA, whehter it's a caf plan or not, so I'd think that if you took a caf plan and removed the election provisions, you'd have a good wrap doc.