Schedule A - Part III

[Guest rreisner@mcwane.com]

We have dozens of H & W 5500s to complete for 2006 with these questions...

1) If you have a Fully Insured Dental Plan, is it by it's nature a non-experience rated contract?

Basically, How do you know when to complete experience rated or the non-experience rated sections?

2) We have assumed that you do NOT complete a Schedule A any longer for Self Insured Plans, is that accurate?

Thank you

[Guest Dell]

1) The insurance company should be giving you all of the info to complete the Sch A. Contact them and request the 5500 Sch A information. You really need the insurance company to provide the information, usually their reports reference the Sch A line numbers.

2) If you self-insure a benefit there is no Sch A. Actually, I don't believe there ever was.