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Posted

I am looking at a Form 5500 prepared by the insurance co that is also the rk for the DB plan. They show that the benefits as well as funding is insured (and don't check trust on either). However, there is a trust with money in "Separate Account No. 1" which appears to be a money market fund. The insur co. completed the Schedule A showing the money under Part II, number 4 - plans interest in separate account, completed a Schedule D listing it as a PSA (#000) but listed it on Schedule H under #13 - registered investment company assets. Should this actually be listed under PSA? If so, does that really get them where they need to be because it doesn't appear as if the the Separate account filed as a DFE. Also, shouldn't this at a minimum indicate that the funding is through insurance and trust?Thanks.

PAL

Posted

What did the insurance company say when you asked them these questions?

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

Posted

I really haven't been able to get a hold of anyone who seems to understand what I am talking about there. All they say is that they are separate account.

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