Life Insurance Options for Iraq Employees

[Guest aa411853]

Hello group, I've got an employer with 20-25 ees working in Iraq on 1 yr assignments. These ees work in secure base and are mostly doing IT work, so there's no signifcant risk.

Nonetheless, standard carriers are not willing to write the group life/ad&d business. I received a quote from a Lloyd's of London affiliate, but they were wanting $15K per person annually for a $100K AD&D policy. That's a bit steep.

Any other suggestions?

Thanks!

[david rigby]

Normally, AD&D is not expensive.

Could it be significant here? What is the premium w/o that rider?

[Guest purplesunrise]

Hello group, I've got an employer with 20-25 ees working in Iraq on 1 yr assignments. These ees work in secure base and are mostly doing IT work, so there's no signifcant risk.

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[Guest lmccormick]

Hello group, I've got an employer with 20-25 ees working in Iraq on 1 yr assignments. These ees work in secure base and are mostly doing IT work, so there's no signifcant risk.

Nonetheless, standard carriers are not willing to write the group life/ad&d business. I received a quote from a Lloyd's of London affiliate, but they were wanting $15K per person annually for a $100K AD&D policy. That's a bit steep.

Any other suggestions?

Thanks!

We do the same. We have our AD&D and a $50,000 per employee life policy through Aetna Global. The required DBA insurance provides death benefits for anyone injured on the job. I do know of another company that writes traditional life policies for those working in war zones but they must be individually underwritten. Let me know if you want me to look up that company info.

Lisa

And to those who laughed at your comment...they've apparently not been over.

[Guest Mando]

But do you have the assurance about this this maybe a good offer but it seems you to be more careful about this thing.

I really want also to be part of that,

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[Guest kswaby10]

I totally agree.

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[Guest beckam]

Defense Base Act (DBA) Insurance is mandatory for anyone working on a US

Government contract, or who is based on a US Military base, anywhere in the world.

Failure to cover your workers with DBA Insurance can result in severe penalties

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