FSA reimbursement question

[Guest mab]

I have an employee who asked whether he could submit for reimbursement his payment of his daughter's health insurance premiums. She is not on his family policy but she is regarded as a dependent under the code and for income tax reporting purposes.

Any help would be appreciated. Tx.

[Guest Benefit Specialist]

No health insurance premiums are not eligible under an FSA.

[Jacmo]

So amend the 125 plan to allow premium reimbursement, although that may open a huge can of worms regarding other laws. EBIA recommends against it.

[J Simmons]

125 reimbursement of individual health insurance premiums is like threading a needle when avoiding those other laws that Jacmo speaks of.

[QDROphile]

You may be able to thread the needle, but you can still get pricked by the point.