Insurance for hearing aids

[SLuskin]

Would anyone allow a claim for insurance on a hearing aid? Of course, we reimburse for the hearing aid itself. Thanks.

[oriecat]

I don't see how that would qualify. It's not a medical expense.

[GBurns]

I do not know the answer but would not be so definite without researching the issue.

Reimbursement is allowed for travelling expenses for getting medical care, is it not ? Are those medical expenses?

The rental of medical equipment such as wheelchairs, respiratory equipment etc is a reimburseable expense. The rental charge includes an amount (disclosed or not) to cover the costs of repair, servicing, delivery and depreciation etc, none of which are technically medical expenses. The rental would have been reimbursed without question or itemizing.

The insurance for the hearing aid is so as to provide for the repair, servicing and possible replacement. Is there really a difference ? Would inclusion of the insurance premium in the selling price of the hearing aid have made the question moot ?

However, I do recall a prohibition in the Proposed Treas Regs against other insurance premiums. But, is that only against other health plan insurance or does it mean any insurance of any sort ?