POP & HSA

[Guest ConnieLawson]

Can you have a Premium Only Plan with an HSA?

[leevena]

Yes, an employee can use a POP for their HSA premiums.

[GBurns]

I usually see HSAs with contributions rather than "premiums", so I thinnk I need more info.

What will be deducted through the POP?

Is there an HDHP?

Is there an FSA?

[J Simmons]

I usually see HSAs with contributions rather than "premiums", so I thinnk I need more info.

What will be deducted through the POP?

Is there an HDHP?

Is there an FSA?

Hi, George,

I would assume that since making contributions to an HSA requires HDHP coverage, by "HSA premiums" what is perhaps meant are premiums for the HDHP coverage. If that is what is meant by term, then I would agree with leevena's answer.

[oriecat]

But if you are making contributions to the HSA, wouldn't you want them pre-tax also? And you couldn't do that through a POP, could you?

[leevena]

I usually see HSAs with contributions rather than "premiums", so I thinnk I need more info.

What will be deducted through the POP?

Is there an HDHP?

Is there an FSA?

The original question was "can you have a POP with a HSA?" The answer is of course, yes. As for your three questions.

1. What will be deducted through the POP?--Duh, the premium, that is why it's called a "Premium Only" plan.

2. Is there an HDHP?-Duh, it's a HSA plan. Can't have a HSA without a HDHP.

3. Is there an FSA?--Not the question.

[GBurns]

As you should be able to see from the responses by other posters, it is not entirely clear to some, that we understand the OP, nor that the OP is differentiating between an HSA and the medical insurance coverage. So rather than assume, I ask further questions. It seems more sensible to let the OP clarify than to jump to conclusions.